💰 Bank Account, Guarantee, Sponsor, and Fund Showing Guide for Italy Visa Application.

2026

Up-to-date. Most detailed. For students and professionals.

The biggest issues in applying for an Italian national visa are determining how much money to show in the bank, how a sponsor will be accepted, and whether a letter of guarantee is required. This guide has been prepared to eliminate all uncertainties on this subject. Especially in student visa applications, accurate bank account information is critically important for visa approval.

In this article.

✔ How much money you need to show in the bank.

✔ How many months' account statements do you want?

✔ Sponsor acceptance terms.

✔ Letter of guarantee. Euro account and regular transaction criteria.

✔ You will find sample petitions and the most common mistakes, step by step.

🟦 1. How Much Money Should I Show in the Bank Account?

The Italian Consulate requires a certain minimum daily living cost for long-term visa applications.

📌 Minimum amount: 28 Euros per day

This is an official calculation by the Italian Ministry of the Interior. For example.

• If you stay for 90 days → 90 × 28 = 2520 Euros

• If you stay for 180 days → 180 × 28 = 5040 Euros

• If you stay for 365 days → 365 × 28 = 10220 Euros

This amount can be in a TL account, a Euro account, or a fixed-term or demand deposit account.

If the account is in Turkish Lira (TL), the total amount will be converted to Euros using the exchange rate on the date of the statement.

❗ Critical information

The money in the account shouldn't be a one-time deposit made for a single day. The consulate prefers to see regular transactions .

🟦 2. What Should a Bank Statement Look Like?

✔ Account activity for at least the last 3 months.

This timeframe is mandatory for most iDATA offices.

✔ Must be obtained from the bank with a wet signature and stamp.

The e-government printout is invalid for the bank.

✔ The account should not have "large inflows from unknown sources"

For example, if 10,000 TL is deposited all at once without an explanation, it looks suspicious.

✔ If you are a student and your family manages the account

If the account is in your name, there's no problem . If your family sends money, the explanation must be clear.

✔ If you are receiving a KYK scholarship

It's a plus point because it's a verifiable source of income.

🟦 3rd Euro Block. Blocked Account. Is a Letter of Guarantee Required?

✔ A letter of guarantee is not required.

However, in some cases, it is a document that strengthens the application.

✔ Who is it recommended for?

• If your account activity is weak

• If the money was deposited at the last minute

• If you're going to show a sponsor

• If you are missing your income document

✔ What does a letter of guarantee do?

It is an official document in which the bank guarantees that "this person's money is securely held in the bank" in exchange for X euros .

✔ The most common option

Euro current account → It looks strong and is easy to obtain.

🟦 4. Do I Have to Show a Sponsor?

📌 Who is required to provide a sponsor?

• Students

• People without income

• Unemployed applicants

• Those whose accounts are deemed insufficient

📌 Who could be the sponsor?

✔ Mother ✔ Father ✔ Sibling ✔ Spouse ✔ Someone outside the family (if there is a proven link)

Their last name might be different . That's not a problem.

✔ Documents that the sponsor must provide

• Bank statement (3 months)

• Payslips (last 3 months)

• Social Security Institution (SGK) service record

• Title deed or vehicle registration certificate (optional)

• Sponsorship application

• Population registration certificate (proof of relationship)

📌 Summary of the sponsorship application

"I guarantee to cover all of the applicant's expenses in Italy."

I can prepare it in Word format if you prefer.

🟦 5. What happens if the account isn't in your name?

❗ Very important

Italy prefers the account to be in the applicant's name.

But if you are providing a sponsor, that's not a problem, as long as the sponsor's financial documents are complete.

If you are using someone else's account:

✔ Notarized "account usage authorization" is required. ✔ The document must be translated by a sworn translator.

This process, which most people are unaware of, can lead to visa rejection.

🟦 6. Things That Shouldn't Be in a Bank Account

❌ Errors

• Large cash inflow in one go on the last day.

• EFT without explanation

• Mistaking a credit card statement for a bank statement.

• Providing digital bank statements as PDFs.

• Providing a screenshot of the term deposit.

• Opening a new account (at least 2.5–3 months must have passed)

🟦 7. Special Recommendations for Students

• The account must be in your name.

• If there is family support, it should appear regularly.

• If you received a KYK scholarship, please attach the receipt.

• If there are school fees, please attach the receipt.

• If you are listing a sponsor, the sponsor's account activity must be regular.

• If you use more than one bank, all of them must be added.

🟦 8. Example Calculation

You are going to Italy for a year of training.

Minimum amount required

365 × 28 = 10220 Euro

Your bank may have the following:

• 70,000 TL

• 3,000 Euros

• KYK scholarship

• Regular family support

There is no problem if their total value in euros exceeds 10,000 euros.

🟦 9. Golden Tips to Avoid Visa Rejection

✔ Last-minute account top-up

✔ Be sure to prove sponsorship income with documentation.

✔ They do not accept unsigned statements from private banks.

✔ Money transactions should be consistent.

✔ Add a description if "credit" appears in the account.

✔ High cash deposits appear suspicious.

✔ A blocked euro account always strengthens your case.

⭐ Result

This guide clearly addresses all the issues you might encounter regarding bank accounts, sponsors, financial sufficiency, and collateral during the Italian visa application process. Providing accurate information about your bank account is just as crucial to your visa application as filling out the form correctly.