MoneyTransfer Guide for Erasmus Students (Halkbank, Revolut, Paysera, TransferGo)

Erasmus Para Transferi Rehberi: Türkiye → Avrupa (En Ucuz & Hızlı)

One of the biggest problems for Erasmus students: How to send money from Turkey to cards in Europe in the cheapest and fastest way?

Real-life experiences are as follows:

✔ 1) Halkbank → Revolut Money Transfer

• It is only sent via SWIFT.

• The limit is 10k in practice, and the branch sometimes doesn't open.

• The most common problem: "The branch is not opening, transactions cannot be processed."

✔ 2) TransferGo – The Fastest Method

TL → EUR transfers confirmed by students to be processed in 10 minutes. The conversion rate changes by minute, so you need to catch the most advantageous moment.

✔ 3) Can Papara be used?

• Yes, if an English transcript is available.

• This also applies to visas.

• The concern that "Papara is not well-established" is unfounded.

✔ 4) Paysera ATM Fees

• A fee is charged when withdrawing Euros from an ATM.

• Additionally, a Paysera card is mandatory.

✔ 5) Student Suggestions

The system that causes the fewest problems: TL → TransferGo → EUR → Revolut