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You’ve raised the required large sum for the visa (currently €11,208 per year, but it can increase anytime!). Congratulations, you’ve passed the hardest part! 🎉 But now a new stress begins: How will I transfer this money to Germany and who can I trust? Let’s solve this money matter. 1. The Era of Digital Providers Has Begun 📱 Digital platforms have replaced traditional banks that used to struggle with bureaucracy: Expatrio:  Generally preferred for its "Value Package." The

Finding accommodation in France is a major source of stress, especially for newcomers. You send messages to listings and receive no reply. You upload documents but get no response. The apartment you liked goes to someone else. This is not a coincidence, it is a systemic issue. In this guide, I clearly and practically explain the most searched topics such as finding housing in France, rental applications, the dossier locataire, and guarantor issues. 🔍 Why Is Finding Housing i

Guide to CAF Housing Assistance (APL) in France Finding a house in France is as expensive as it is difficult. Therefore, the CAF housing assistance (APL) provided by the state is vital for many. However, many people lose hundreds of euros a month because they do not apply or apply incorrectly. In this article, you will find clear answers to questions such as what APL is, how to apply, and who can receive it. ❓ What are CAF and APL? CAF is the institution that manages social

First Steps and Survival Guide for Newcomers to France Everyone makes plans before coming to France, but reality starts when the plane's wheels touch the ground. Small mistakes in the first weeks can turn into months of problems. This article contains details that newcomers to France wish they had known. 📄 The First 7 Days Rule: Time Management Saves Lives Things that must be done in the first week: • Determine an address, even if temporary 🏠 • Get a French phone line 📱 •

French Healthcare System and Insurance Guide One of the issues most delayed by newcomers to France is health insurance. Most people think insurance is not necessary until they get sick. In France, this mindset can lead to serious financial and legal problems. In this article, you will find clear answers about CPAM, Carte Vitale, and uninsured medical costs. ❌ What Happens If You Don't Have Health Insurance If you are uninsured in France, the system does not protect you. Poss

Biggest Mistakes Newcomers Make in France and Costly Errors Most newcomers to France make the same mistakes. These errors can lead to losses of hundreds or even thousands of euros. Moreover, most mistakes stem from misinformation rather than lack of knowledge. This article explains the biggest mistakes and common traps with clear examples. 💸 Moving into a House Without a Contract One of the most expensive mistakes. Issues encountered: • Deposit is not refunded. • Landlord m